Crypto Token Risk Assessment Tool
Risk Assessment Guide
Use this tool to check if a crypto token has warning signs of being a scam. Based on the red flags discussed in our article about Xrp Classic (XRPC), this tool helps identify tokens with high risk of being fraudulent.
Risk Assessment Results
Recommended action:
This score is based on the key red flags discussed in the article. Tokens with scores above 60% have high risk of being scam projects.
If you’ve seen Xrp Classic (XRPC) pop up on CoinMarketCap and thought, ‘Is this the new XRP?’ - you’re not alone. Thousands of people make the same mistake every day. The name, the ticker, the timing - it’s all designed to trick you. But here’s the truth: Xrp Classic (XRPC) has nothing to do with Ripple, XRP, or the Canary XRP ETF. It’s a micro-cap token with no team, no code, and no future - just a name borrowed from something real.
What Exactly Is Xrp Classic (XRPC)?
Xrp Classic (XRPC) is an ERC-20 token on the Ethereum blockchain. It has a fixed supply of 666.66 million tokens, all of which are already in circulation. Its market cap hovers around $500,000, and its daily trading volume is less than $3,500. That’s less than what some people spend on coffee in a week. It launched sometime between August 2023 and March 2024, right as the XRP ETF buzz was heating up. That’s not a coincidence.
The project claims to be a ‘regenerative finance’ (ReFi) initiative - meaning it supposedly rewards users for transactions and supports sustainability. But there’s zero proof. No whitepaper. No environmental impact reports. No audits. Just a vague promise on CoinMarketCap that says users will ‘earn whilst having a pleasant experience.’ If that sounds too good to be true, it is.
How It’s Supposed to Work (According to the Website)
The project says it uses a ‘Smart Exchange System’ that automatically sends XRP rewards to users after every transaction. Sounds great, right? But here’s the catch: there’s no XRP involved. No connection to Ripple’s ledger. No real rewards. The ‘XRP rewards’ are just a marketing trick. The token itself is XRPC - and it doesn’t generate any value outside of speculation.
The smart contract supposedly takes a small tax on each trade and redistributes it as ‘rewards.’ But since the token has almost no trading volume, the rewards are meaningless. Even if you bought $100 worth, you’d earn pennies - if anything at all. And because the contract owner can change the tax rate at any time, they could easily drain the system or make it unprofitable overnight.
The Red Flags Are Everywhere
Let’s go through the warning signs one by one:
- Anonymous team - No founders, no LinkedIn profiles, no public faces. Just a ghost project.
- No code repository - No GitHub. No public commits. No development activity. Ever.
- No audits - Security firms like Gopluslabs flag the contract as high-risk because the owner can change taxes, freeze wallets, or even mint more tokens.
- Low liquidity - With a market cap of $500K and daily volume under $3.5K, selling even $1,000 worth could crash the price by 20% or more.
- Confusing name and ticker - The ticker XRPC was already taken by the Canary XRP ETF. This token is riding that confusion. It’s brand hijacking.
Compare this to real ReFi projects like Klima DAO or Toucan Protocol. They have teams, audits, public roadmaps, and verifiable carbon offset data. Xrp Classic has none of that. It’s a shell.
Where Can You Buy It?
You won’t find XRPC on Binance, Coinbase, or Kraken. It’s only listed on a couple of decentralized exchanges like PancakeSwap and Uniswap. That means you need a crypto wallet (like MetaMask), some Ethereum for gas fees, and the technical know-how to swap tokens safely.
Even then, you’re playing Russian roulette. The low liquidity means your trade might not go through unless you set slippage tolerance to 10-15%. That’s huge. It means you could end up buying at 15% above the market price - or worse, getting front-run by bots.
There’s no customer support. No help desk. No Discord server. No Telegram group. If something goes wrong, you’re on your own.
Why People Buy It (And Why They Lose)
Most buyers are confused. They see ‘XRP’ in the name and think it’s the real thing. Others see a price jump from $0.0003 to $0.008 in March 2024 and assume it’s a ‘hidden gem.’ But that spike? It was a pump. The price has since dropped over 95% and sits below $0.0005 as of late 2025.
Reddit user CryptoSkeptic42 put it best: ‘Saw this on CoinMarketCap ranked #5268 with $500k market cap - classic example of someone trying to ride the XRP ETF hype with a confusingly similar name and ticker. Stay away unless you want to lose money.’
There are no success stories. No testimonials from people who made money. Only skepticism. On CoinMarketCap’s comment section, three users posted - two asked if it’s related to Ripple, and one warned others to avoid it.
How It Compares to Real Cryptocurrencies
Here’s how Xrp Classic stacks up against even small, legitimate crypto projects:
| Feature | Xrp Classic (XRPC) | Legitimate Micro-Cap (e.g., Klima DAO) |
|---|---|---|
| Market Cap | $498K | $10M-$50M |
| 24h Volume | $3.5K | $500K+ |
| Team | Anonymous | Public, verified members |
| Code Audited | No | Yes, by third parties |
| Whitepaper | None | Yes, detailed |
| GitHub Activity | None | Regular updates |
| Exchange Listings | 2-3 DEXs only | CEX + DEX |
| Community | Minimal, no engagement | Active Discord, Telegram, forums |
Real micro-cap tokens might be risky, but they have transparency. Xrpc has none. It’s not a project - it’s a lure.
What Experts Say
No major crypto analysts cover Xrpc. Not CoinDesk. Not Messari. Not Delphi Digital. That’s not an accident. These firms track thousands of tokens. If something had even a shred of legitimacy, they’d mention it.
David Gerard, author of Attack of the 50-foot Blockchain, calls tokens like this ‘brand impersonation schemes.’ He says they target people who don’t know the difference between XRP and XRPC. And they work - until they don’t.
According to Fundstrat’s David Puell, tokens with market caps under $1 million and no verifiable team have a 99.7% failure rate within 18 months. Xrpc is at $500K. It’s already halfway there.
Will It Go Up? Can You Make Money?
Maybe. But not because it’s valuable. Because someone else is dumb enough to buy it.
There’s no fundamental reason for Xrpc to rise. No utility. No adoption. No development. The only thing driving its price is hype around XRP ETF news. When the news cycle moves on, so will the price.
Even Coinbase’s algorithm predicts a 5% change by October 2025. That’s not analysis - it’s noise. It’s based on zero data.
If you buy now, you’re not investing. You’re gambling. And the house always wins.
Final Verdict: Avoid It
Xrp Classic (XRPC) is not a cryptocurrency. It’s a scam by design. It uses the name and reputation of a legitimate asset to trick people into buying something worthless. It has no team, no code, no future, and no reason to exist beyond short-term greed.
If you’re new to crypto and you see a token with ‘XRP’ in the name, assume it’s fake until proven otherwise. Always check the official Ripple website. Always verify the ticker. Always look for audits, teams, and real usage.
This isn’t about being cautious. It’s about survival. The crypto space is full of predators. Xrpc is one of them.
Is Xrp Classic (XRPC) related to Ripple’s XRP?
No, absolutely not. Xrp Classic (XRPC) is a completely separate token with no connection to Ripple Labs, the XRP Ledger, or any official XRP project. It was created to confuse investors by using a similar name and ticker. Ripple has never endorsed or been involved with XRPC.
Can I earn real rewards with Xrpc?
No. The project claims to give ‘XRP rewards’ from transactions, but there’s no mechanism to back that up. No real XRP is involved. Even if the smart contract did redistribute fees, the trading volume is so low that rewards would be fractions of a cent - and the contract owner can change the rules anytime. There’s no proof of rewards ever being paid.
Is Xrpc a good investment?
No. With a market cap under $500K, no team, no audits, and zero community, Xrpc has no long-term value. It’s a micro-cap token with high risk and zero upside. Experts and users alike warn against it. The only people who profit are the creators, who likely cashed out early.
Why does Xrpc use the XRPC ticker if the ETF uses it too?
It’s a deliberate tactic to cause confusion. The Canary XRP ETF launched in November 2025 with the same ticker symbol. Xrpc was created months before that, likely to capitalize on the upcoming hype. This is a known scam pattern - copy the name and ticker of something big, then sell to unsuspecting buyers. Regulators are starting to crack down on this kind of behavior.
Where can I buy Xrpc safely?
There is no safe way to buy Xrpc. It’s only available on small decentralized exchanges like PancakeSwap and Uniswap, which require technical knowledge and carry high risk. Even then, the contract is unverified, the liquidity is near zero, and the owner can change the rules at any time. Buying it is like putting money into a black box with no label.
Should I hold Xrpc long-term?
Absolutely not. Tokens like this rarely survive beyond 12-18 months. With no development, no team, and no utility, Xrpc has no reason to exist. Its price will eventually collapse to near zero. Holding it is not investing - it’s waiting for a loss.
alex bolduin
December 3, 2025 AT 06:49So many tokens out there just wearing other people’s clothes
It’s like buying a knockoff watch thinking it’s Rolex
And then realizing the hands don’t even move
Why do we keep falling for this? We know better
But hope is cheaper than research
Vidyut Arcot
December 4, 2025 AT 14:48Been there, seen this. Took me three losses to learn
Always check the contract address first
Then check GitHub
Then check if anyone’s actually using it
If all three are empty? Walk away
You’re not missing out-you’re avoiding a trap
Melinda Kiss
December 5, 2025 AT 18:33This is why I always double-check the official Ripple site before clicking anything with ‘XRP’ in the name 😔
It breaks my heart when new people get fooled like this
They’re just trying to learn, you know?
And then some ghost team steals their gas fees
Let’s keep sharing posts like this-people need to see them
Nancy Sunshine
December 7, 2025 AT 01:04It is imperative to underscore the structural deficiencies inherent in such speculative artifacts.
One must interrogate the ontological legitimacy of any asset lacking verifiable ontogenesis.
Herein lies the epistemological void: no whitepaper, no team, no code, no audit.
These are not merely red flags-they are crimson beacons screaming from the abyss.
One cannot invest in a phantom. One can only subsidize deception.
And yet, the market persists. Why? Because human nature is not rational.
It is hopeful. It is gullible. It is tragically beautiful.
Alan Brandon Rivera León
December 8, 2025 AT 22:13Man, I saw this on my feed last month and thought ‘wait, did XRP get a fork?’
Turned out it was just some guy in a basement with a Canva logo
Had to explain it to my cousin who just bought $200 of it
He’s still mad I didn’t tell him sooner
Maybe we need a ‘Scam Token Alert’ browser extension
Greer Dauphin
December 9, 2025 AT 00:22so xrpc = xrp but not really? cool cool
next up: XRP 2.0 by Elon Musk’s ghost
or maybe XRP: The Musical™
at least this one has a 666.66 million supply
classy. very satanic. i respect it
Bhoomika Agarwal
December 10, 2025 AT 07:54Americans think if it has ‘XRP’ in the name it’s legal
Meanwhile in India we call this ‘Chai Bhai’ crypto-someone sells you tea and says ‘drink this, it’s magic’
And you pay 100 rupees for a cup that’s just hot water with sugar
Then you cry when it gives you diabetes
Same thing. Same energy.
Katherine Alva
December 10, 2025 AT 22:03It’s wild how much emotional weight people put into a ticker symbol 🤔
Like if it looks like something real, it must be real
But crypto doesn’t care about how pretty your logo is
It only cares if someone’s actually building something
And here? Nothing. Just vibes and a contract address
Shari Heglin
December 11, 2025 AT 09:41While it is true that XRPC exhibits characteristics consistent with a pump-and-dump scheme, one must also consider the possibility that this token represents an experimental economic model under development, albeit non-transparently.
Dismissing it outright may inhibit innovation.
Not every decentralized initiative achieves immediate clarity.
Sarah Locke
December 12, 2025 AT 10:19THIS IS WHY WE NEED MORE EDUCATION IN CRYPTO
NOT MORE SCAMS
Every time someone falls for this, it makes the whole space look bad
And it hurts the real builders who are trying to change the world
Let’s not let greed win
Share this post. Tag your friends. Save someone from losing their rent money
Mani Kumar
December 14, 2025 AT 00:20Micro-cap tokens with no team are not investments. They are entropy engines.
Market cap under $1M? Already dead.
Why are you reading this? Go read a whitepaper instead.
Philip Mirchin
December 14, 2025 AT 11:23My dad bought this last week
He’s 68, retired, saw ‘XRP’ and thought it was the real thing
He doesn’t even know what an ERC-20 is
He just wants to make money for his grandkids
It’s not his fault
It’s the system’s fault
We need better labeling on CoinMarketCap. Like, big red warning banners
Ann Ellsworth
December 16, 2025 AT 03:22Let’s be real-this is just another ERC-20 memecoin wrapped in ReFi jargon to appear legit
Smart Exchange System? LOL
More like ‘Smart Scam Protocol’
And the 666.66 million supply? So poetic. So Satanic. So predictable.
It’s not even creative anymore. It’s a formula.
Ankit Varshney
December 16, 2025 AT 17:31I checked the contract. Owner can change tax rates anytime.
Also no liquidity pool lock.
That means the devs can pull the rug any day.
They already did. Price dropped 95%.
Don’t chase it.
Just don’t.
Sharmishtha Sohoni
December 17, 2025 AT 06:22Why does this keep happening?
Same name.
Same ticker.
Same timing.
Same victims.
We need a database of scam tokens.
Not just warnings.
Real tracking.
Like a blacklist.
Althea Gwen
December 17, 2025 AT 08:00It’s not even a scam anymore
It’s performance art
The whole thing is a joke
And we’re all in it
Laughing while we lose money
It’s so meta
It’s like watching a horror movie and realizing you’re the monster
And the monster is you for clicking ‘swap’
Durgesh Mehta
December 18, 2025 AT 23:31Yeah I saw this too
Thought it was XRP for a second
Then I checked the contract
Zero activity
Zero team
Zero reason to exist
Good thing I didn’t buy
But I feel bad for the ones who did
Hope they’re okay
Sarah Roberge
December 19, 2025 AT 09:29Okay but what if… this is the *real* XRP?
What if Ripple is lying?
What if this is the true decentralized version?
What if we’ve all been brainwashed by the crypto elite?
What if…
…I’m just being dramatic again?
Probably.
But what if I’m not?
…I’m going to buy 100 tokens just to feel rebellious.
It’s not about money.
It’s about principle.