NOW Token Staking Calculator
Calculate Your Staking Rewards
Find out how much NOW Token you can earn by staking your tokens with ChangeNOW. Based on current rates (up to 6.25% APY for non-custodial staking).
ChangeNOW Token (NOW) isn’t just another crypto coin. It’s the engine behind ChangeNOW, a non-custodial exchange that’s processed over 20 million trades since 2017. If you’ve ever swapped Bitcoin for Ethereum in under two minutes without signing up or handing over your keys, you’ve used a platform powered by NOW Token. But what exactly is NOW Token, and why does it matter?
What ChangeNOW Token Actually Does
NOW Token is a utility token built for one purpose: to make the ChangeNOW platform faster, cheaper, and more rewarding for users. Unlike coins meant for speculation, NOW Token gives you real benefits inside the ecosystem. You can use it to pay for services, earn cashback, stake for passive income, and even get discounts on fees.
It’s not tied to any single blockchain. NOW Token runs on both Ethereum (as an ERC-20 token) and Binance Smart Chain (as a BEP-20 token). That’s rare. Most tokens stick to one chain, but ChangeNOW designed NOW to work across both so users can swap between them without fees or delays. This flexibility cuts out the usual headaches of network errors or gas spikes.
How NOW Token Works Inside the Ecosystem
Here’s where NOW Token gets useful:
- Cashback on trades - Every time you exchange crypto on ChangeNOW, you get 0.1% back in NOW Token. The more you trade, the more you earn.
- Staking rewards - You can lock up NOW Token and earn up to 6.25% annual interest. There are two ways: custodial (through ChangeNOW Pro accounts, supports both chains) and non-custodial (on the website, only ERC-20).
- Fee discounts - Paying for AML checks or listing new assets on the platform? Use NOW Token and get reduced rates.
- Access to NOW Payments and NOW Nodes - Use NOW to pay for goods online or run a node for extra rewards.
ChangeNOW Pro accounts take this further. Users who hold NOW Token can get up to 20% fee rebates on every trade. That’s not a gimmick - it’s a direct financial incentive to use the token instead of paying in other coins.
Market Stats as of December 2025
As of now, NOW Token trades around $0.543 USD. That’s down from its all-time high, but stable compared to most altcoins. Its market cap sits at roughly $48 million, putting it around #470 on CoinMarketCap.
Here’s the breakdown:
- Circulating supply: 199,763,510 NOW
- Max supply: 200,000,000 NOW (almost all tokens are already in circulation)
- Fully diluted valuation (FDV): $109.99 million
- 24-hour trading volume: ~$1,660 USD
That low volume is a red flag for some traders - it means liquidity is thin. You won’t find NOW Token on Binance or Coinbase. You’ll need to buy it on decentralized exchanges like Uniswap or through ChangeNOW’s own platform.
Tokenomics: How Supply Is Controlled
NOW Token uses a deflationary model. Every quarter, ChangeNOW burns a portion of the tokens collected from fees. That means fewer tokens in circulation over time - which, in theory, increases value for holders.
The original distribution was:
- 30% - Airdrops to early users
- 24% - Released gradually over four years (5% per year)
- 14% - Team bonuses
- 12% - Marketing
- 10% - Private investors
- 10% - Risk prevention fund
That 24% slow-release portion is still being unlocked. So while the max supply is 200 million, not all tokens are active yet. The burn mechanism helps balance that out.
How to Get NOW Token
You don’t need to be a pro to get NOW Token. Here are the easiest ways:
- Buy directly - Trade Bitcoin, Ethereum, or other coins for NOW on ChangeNOW’s platform or on Uniswap.
- Earn it - Every trade you make on ChangeNOW gives you 0.1% back in NOW. If you swap $1,000, you get $1 worth of NOW.
- Stake it - Lock your NOW in the non-custodial staking portal and earn up to 6.25% APY.
- Use NOW Wallet - The official mobile app lets you earn NOW through simple tasks and referrals.
Don’t send NOW Token to the wrong network. Sending an ERC-20 token to a BEP-20 address (or vice versa) will lose your funds. ChangeNOW warns you about this during every transfer, but it’s still a common mistake.
Where You Can Store NOW Token
NOW Token works with most major wallets:
- Trust Wallet
- Guarda
- Zelcore
- Trustee
- Edge Wallet
- D’Cent
- ChangeNOW’s own NOW Wallet (iOS and Android)
For staking, you need to use the ChangeNOW website or Pro account. Mobile wallets can hold NOW, but they can’t stake it unless they support the specific network (ERC-20 for non-custodial staking).
Pros and Cons of NOW Token
Pros:
- Real utility - not just a speculation tool
- Staking rewards up to 6.25% APY
- Cashback on every trade
- Works on two major blockchains
- Deflationary burn mechanism
Cons:
- Very low trading volume - hard to buy or sell large amounts
- Only useful inside ChangeNOW ecosystem
- Not listed on major exchanges
- Confusing dual-network setup for beginners
- Only 12,570 holders total - ownership is concentrated
Compare that to Binance Coin (BNB). BNB is accepted everywhere - for fees on Binance, payments, DeFi, NFTs. NOW Token? Only works on ChangeNOW. That’s its strength and its weakness.
Who Is NOW Token For?
NOW Token isn’t for day traders chasing quick pumps. It’s for people who:
- Use ChangeNOW regularly to swap crypto
- Want passive income without locking up big amounts
- Prefer non-custodial platforms
- Are tired of paying high fees on centralized exchanges
If you do 3-5 swaps a month, you’ll earn enough NOW Token to cover your next trade - or even earn interest on it. It’s a quiet, steady way to reduce your crypto costs over time.
Future Plans for NOW Token
ChangeNOW isn’t resting. The team has announced plans to expand NOW Token’s reach:
- Adding support for Polygon and TRON networks
- Allowing cross-chain staking (no more ERC-20-only limits)
- Integrating NOW Token into more payment gateways via NOW Payments
- Enabling NOW as collateral for crypto-backed loans
These updates could turn NOW from a niche utility token into something more widely used - especially if ChangeNOW hits its goal of 10 million users.
Final Thoughts
NOW Token isn’t going to make you rich overnight. But if you already use ChangeNOW, it’s the smartest coin you can hold. It pays you back every time you trade. It earns interest. It reduces your fees. And it’s backed by a platform that’s been running smoothly for over 8 years with a 98% success rate on swaps.
Don’t buy NOW because you think it’ll go up 10x. Buy it because you’re going to use it - and it’ll make your crypto experience cheaper and more rewarding.
Is NOW Token a good investment?
It’s not a speculative play - it’s a utility token. If you trade on ChangeNOW regularly, holding NOW saves you money and earns you rewards. But if you’re looking for high-growth crypto, NOW’s low volume and limited use outside its own platform make it a risky bet. Only invest what you’re willing to hold long-term.
Can I stake NOW Token on my phone?
You can hold NOW in mobile wallets like Trust Wallet or NOW Wallet, but you can’t stake it there. Staking requires using the ChangeNOW website. The non-custodial staking option only works with ERC-20 tokens, so make sure you’re using the right network.
Why is NOW Token’s trading volume so low?
Because it’s designed for internal use, not trading. Most NOW Token is held by users who earn it from trades or stake it - not people flipping it. That’s intentional. High volume isn’t the goal; utility is.
Can I send NOW Token to Coinbase or Binance?
No. Neither Coinbase nor Binance supports NOW Token. You can only trade or store it on decentralized exchanges like Uniswap or through the ChangeNOW platform. Sending it to a centralized exchange wallet will result in permanent loss.
How does the quarterly burn work?
ChangeNOW takes a portion of the NOW Token fees collected from users and permanently destroys them. This reduces the total supply over time, which can increase the value of remaining tokens. The exact amount burned varies each quarter based on platform activity.
Is NOW Token safe?
Yes - as long as you use it correctly. ChangeNOW is non-custodial, meaning you always control your keys. The token itself is built on secure blockchains (Ethereum and Binance Smart Chain). The biggest risk is sending it to the wrong network. Always double-check the network type before sending.
What’s the difference between NOW Token and Binance Coin?
BNB works across the entire Binance ecosystem - trading, staking, NFTs, payments, and even paying for cloud services. NOW Token only works inside ChangeNOW. BNB has massive volume and listing on major exchanges. NOW has low volume and limited exchange support. But NOW gives cashback on every trade, which BNB doesn’t.
Can I use NOW Token to buy things online?
Yes - through NOW Payments. Merchants who integrate NOW Payments accept NOW Token as payment for goods and services. It’s not widely adopted yet, but it’s growing. You can check the list of supported vendors on the ChangeNOW website.
Ankit Varshney
December 3, 2025 AT 08:56Ziv Kruger
December 4, 2025 AT 17:24Bhoomika Agarwal
December 4, 2025 AT 19:57Katherine Alva
December 6, 2025 AT 17:49Murray Dejarnette
December 7, 2025 AT 01:55